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iPad Request

Northeastern now requires full time students to have an iPad  

Purchasing an iPad through the college is not required! The purchase of an iPad can be done through Northeastern’s webpage or a third party distributor.

Available Options for Students who Wish to Request an iPad through Northeastern.

  • Financial Aid – Any student choosing to request an iPad through the college may use their financial aid if there is sufficient award money to cover the cost of the iPad after the cost of tuition, fees, room and board have been fulfilled. Students may contact the Cashier Office (at 970-521-6728 or 970-521-6702) to see if there will be sufficient financial aid. Students choosing to use their financial aid must agree to the  Financial Aid Terms and Conditions  and to the Student Agreement
     
  • Payment Plans –  Students may contact the Cashier Office at 970-521-6728 or 970-521-6702 to set up a payment plan. Students choosing to set up a payment plan must agree to the Payment Plan Terms and Conditions  and to the Student Agreement 
     
  • Cash, Credit Card or Certified Funds - Any student choosing to request an iPad through the college may do so by paying in full at the Cashier Office located in Hays Student Center 132 via Cash, Credit Card (Mastercard, Visa, Discover or American Express), or Certified Funds (Cashier Check or Money Order). To pay via credit card, students may stop by or call the Cashier Office at 970-521-6728 or 970-521-6702. Students choosing to pay via cash, credit card, or certified funds must agree to the terms and conditions
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Financial Aid Terms
*This document contains important information regarding your financial aid award. You have agreed to theseconditions upon receipt of your award notification letter. Please read this carefully and thoroughly.

Statement of Educational Purpose

By accepting all or part of the financial aid award, I agree to use all Federal, State, and Institutional financial aid received only for expenses related to my educational studies at Northeastern Junior College (NJC).

Your Rights & Responsibilities

  • NJC will provide students information about cost of attendance, available financial assistance, programpolicies, application deadlines, statistical information and other consumer information through variousmeans and available upon request.
  • All financial aid information submitted to the NJC Office of Financial Aid will remain confidentialaccording to the Family Educational Rights and Privacy Act (FERPA) guidelines of 1976.
  • The student may accept all or part of the financial aid assistance offered. By accepting your studentloans, you agree to pay back the loans plus interest when you have graduated or become less than ahalf time student. You must inform lenders of any change in name, address, or enrollment status whileyou are attending school and also after you graduate or leave school.
  • The student may have your financial aid application reviewed upon request if there has been asignificant change in your family situation. However, this does not always result in an increase ofawards. The result may also be a decrease in awards.
  • The student understands that all financial aid is contingent upon NJC receiving adequate federal, stateand institutional funding, and that policies and procedures may change during the course of an awardyear as the result of regulatory changes.
  • The student understands that all financial aid is contingent upon the students’ continued eligibility. NJCreserves the right to review and adjust or cancel any financial aid award at any time due to changes inthe students’ status or the availability for funding. This includes a limitation on the number of remedialcourses a student is allowed to attempt with a maximum of 30 credits.
  • The student understands that a change in residency status or enrollment status may affect theireligibility for financial aid. Enrollment status includes non-attendance, dropping, addition, withdrawing,or receiving an ‘incomplete’ from a course.
  • The student agrees to notify the NJC Financial Aid Office of any change in name, address, phonenumber and/or course of study.
  • The student agrees to the policies, procedures and other requirement in regard to Financial AidSatisfactory Academic Progress (SAP) and Return to Title IV Funds (R2T4).
  • The student must report any assistance received from sources outside the NJC Financial Aid Office
  • The student must respond to all requests from the Financial Aid Office in a timely manner in order to receive the maximum aid they are eligible for.
  • The student may not receive financial aid from more than one school if attending more than one institution during a given term.
  • The student understands that if they attend more than one institution in a given academic year, their eligibility may be affected by any amount or type of aid received at those institutions.
  • The student understands that they must use financial aid funds for expenses related to your education at NJC.
  • The student must supply accurate information on all forms submitted. Funds obtained on the basis of false or misleading information must be repaid and could result in criminal prosecution, prison sentence, and/or a $10,000 fine pursuant to U.S. Criminal Code and Colorado Criminal Code.

Aid Eligibility & Enrollment

Financial aid eligibility requires a student to be enrolled in a degree and/or certificate program that is eligible for financial aid with the intent to complete their academic program of study.
Financial aid award offers are based upon fulltime enrollment for fall and spring term. The majority of aid programs require at least ½ time attendance for aid to pay, except Federal Pell Grants and some scholarships. Grant funds are prorated based upon the enrollment statuses below. If attendance status changes throughout the term, aid may be adjusted accordingly.

Full-Time = 12 credit hours or more
¾ Time = 9 to 11 credit hours
½ Time = 6 to 8 credit hours
Less than ½ Time = .05 to 5 credit hours

Non-credit courses and audited courses cannot be used to fulfill credit hour requirements.

Students who are interested in receiving financial aid for the summer semester may need to complete an NJC Summer Application to determine eligibility and availability of funding. Details on the process will be provided closer to the summer semester.

You are required to notify the Financial Aid Office of any changes in your enrollment plans.

How your Financial Aid Award was Determined?

  • Need-based aid is awarded according to Federal, State and Institutional regulations and is intended to help cover that portion of your college expenses, which cannot be paid by you/or your parents if you are dependent.
  • Your estimated cost of attendance includes standard tuition and fees, an allowance for room and board by living arrangements and an allowance for books, personal expenses and transportation.
  • The federal processor, based on the information you provided to them on your Free Application for Federal Student Aid (FASFA) or Renewal FAFSA, determines your family contribution and the results are forwarded to NJC. This is the EFC (Expected Family Contribution).
  • If eligible for financial aid, you are awarded a financial aid package. The financial aid package may be a combination of several types of aid including grants, scholarships, and loans. If you are interested in work-study, your award letter will give you instructions on how to apply for a position.
  • The award shown on your award notification letter was created based on your eligibility and available Federal, State and Institutional funds.
  • You should meet the priority deadline of March 1st if you wish to be considered for funds other than Federal Pell, Subsidized Direct Loan, Unsubsidized Direct Loan and Parent PLUS Loans.

Estimated Cost of Attendance (COA)

Note: This does not include additional costs for special programs (such as Nursing students or WUE) and is used to determine a financial aid award. It is also based upon attendance for fall and spring terms. (Tuition & Fees are figured at 15 credit hours).

Estimated 9-Month Cost of Attendance *
2017-2018

Financial Aid Award Descriptions

Grants

Grants are funds that do not need to be repaid. A financial aid award package may include grant funds whenever guidelines and funding levels permit. Grant funds are general prorated based on enrollment status

Federal Pell Grant:

This is the Federal Government’s largest student aid program and is the starting point for most students seeking financial assistance. Pell awards range from $296 to $5,920 for the academic year. A student must enroll in a minimum of 1 credit hour each term to receive a Federal Pell Grant. Students may apply for a Federal Pell Grant until June 30, 2018. The grant can be awarded retroactively to students for successfully completed courses throughout the academic year provided the student is still enrolled. Students who have received a bachelor’s degree are not eligible.

Federal Supplemental Education Opportunity Grant (SEOG):

Available to undergraduates with documented exceptional financial need. Students with the lowest EFC and a Federal Pell Grant will be given first consideration.

Colorado Student Grant:

This grant is available to all first time freshman students who are Colorado residents, demonstrate financial need as indicated below, and are enrolled in six or more credit hours. To ensure that state need-based dollars are directed to eligible Colorado resident students who have the least ability to pay for their education CDHE policy defines three funding levels. Using Expected Family Contribution (EFC), the institution will award need-based dollars to Level 1 applicants, Level 2 applicants will be considered after meeting the need of Level 1 applicants. Students who have received a bachelor’s degree are not eligible.
(Some of the Level figures are from 2016-2017, because 2017-2018 information was not available when Terms & Conditions were updated.)

Level 1: Students with the Least Ability to Pay

Students with an EFC between zero and 5,328 are eligible to receive CSG. The minimum undergraduate award for this category of students is $500 semester or $1000 per year or the maximum amount of unmet need, whichever is less. The maximum award is $5,000.

Level 2: Students with Documented Need and Moderate Ability to Pay

Students with an EFC between 5,235 and 10,656 are eligible to receive CSG. The minimum undergraduate award for this category of students is $600 or the maximum award is $2,500 or the maximum amount of unmet need, whichever is less.

Level 3: Students with Documented Need and Average Ability to Pay

All other students who demonstrate financial need, as calculated by the federal methodology, may be awarded a maximum of $500.

Work-Study

Work-Study enables a student to earn financial aid funding through employment. Types of positions vary depending on student's skills, interests and goals. Community service work-study jobs are also available. Instructions will be given in your award letter on the process of how to apply for a work study position. This website will show you the available work study positions and allow you to apply for a position. After being hired for the position you will receive an Employment Contract as well as a Human Resources packet containing Direct Deposit Auth., W-4, I-9 etc. This packet must be returned promptly in order to begin employment when classes begin in August. Funds earned are directly deposited into a checking or savings account.

Colorado Work-Study:

Funding by the Colorado General Assembly for an employment program awarded to Colorado residents with documented financial need. A wide variety of positions are available on campus.

Colorado No-Need Work-Study:

Funding by the Colorado General Assembly for an employment program awarded to Colorado residents without documented financial need.

Federal Work-Study:

Federally funded work programs with a portion of the funds contributed by the college. Awards are made only to students who have a documented financial need.

Loans

Student and/or parent loans must be repaid and follow specified requirements. William D. Ford/Stafford Federal Direct Loan Program is funded by the federal government and administered by NJC. Students must be attending 6 (six) or more credit hours.

Prior to disbursement of loan proceeds, the following needs to occur and more detailed instructions can be found at NJC Financial Aid Documents - under General Documentation and Direct Loan Instructions.
  • Accept Northeastern Junior College’s Terms and Conditions on your NJC Access Account.
  • Accept loans through student’s NJC Access Account, or by completing loan acceptance form.
  • All first-time borrowers at NJC are required to complete Entrance Loan Counseling.
  • A Master Promissory Note (MPN) must be completed and signed.
  • If a student graduates, stops attending or attends below ½ time; they must complete Exit Loan Counseling.
  • Student must ensure that their loan Servicer is notified immediately of an address change. This must be done by the student borrower.
  • Freshman/first-time borrowers must attend for 30 days before loan proceeds can be disbursed.

Federal Direct Subsidized Stafford Loan:

Low interest loans based upon documented financial need. The federal government pays the interest while you are in school and during your sixth month grace period. Repayment begins 6 months after the student leaves school or is enrolled in less than 6 credit hours. Origination fees are deducted prior to disbursement of funds. A subsidized loan usage limit applies (SULA). If you are a first-time borrower after July 1, 2013, there is a limit on the maximum period of time you can receive direct subsidized loans. This limit means you may not receive subsidized loans for more than 150% of the published length of your program. For example, if you are enrolled in a two-year associate degree program, the maximum period for which you can received subsidized loans is three years.

Federal Direct Unsubsidized Stafford Loan:

These loans are not based on financial need. The borrower is responsible for the interest payments. Origination fees are deducted prior to disbursement of funds.

Federal Direct Parent Loan for Undergraduate Students (PLUS):

Variable interest rate loan made to the student’s parents for the student’s education expenses. Amount is limited to the cost of educational expenses minus other aid. Origination fees are deducted prior to disbursement of funds. Repayment begins 30 days after the final disbursement.

Scholarships and Other Outside Resources

Scholarships are gift aid that need not be repaid. A student's financial aid award package must reflect these sources of financial assistance. As a matter of practice, Northeastern Junior College will reduce self-help aid (loans and work study) when adjusting for the addition of outside resources. When all self-help funds are removed, grant funds will be adjusted, except for Federal Pell Grant. If a donor does not honor the scholarship offer the student will be responsible for any funds paid or unpaid.

Self-Reported Assistance:

Students are responsible for reporting all outside scholarships and assistance they receive for the school year. This assistance may be listed in your financial aid award notification. NJC will make payment on these funds only when documentation is submitted from the donor asking that they be billed and payment has been received from the donor. Students are responsible for making sure appropriate paper work is completed.

Workforce Center/JTPA:

Students receiving assistance from these programs are responsible for submitting the required paper work (generally an authorization) to receive payment. Paper work submitted less than a week before the beginning of the enrollment period will not be ready for payment until after the term has begun. These funds will have a direct effect on a student’s eligibility for Federal and State Financial Aid.

Social Service Educational Benefits:

Students receiving assistance from these programs are responsible for submitting the required paper work (generally an authorization) to receive payment. Paper work submitted less than a week before the beginning of the enrollment period will not be ready for payment until after the term has begun. These funds will have a direct effect on a student’s eligibility for Federal and State Financial Aid.

Vocational Rehabilitation:

Students receiving assistance from these programs are responsible for submitting the required paper work (generally an authorization) to receive payment. Paper work submitted less than a week before the beginning of the enrollment period will not be ready for payment until after the term has begun. These funds will have a direct effect on a student’s eligibility for Federal and State Financial Aid.

Veteran’s Administration Educational Benefits:

These funds will have a direct effect on a student’s eligibility for Federal and State Financial Aid.

Summer Aid

Funding for summer generally consists of unused Federal Pell Grant (if eligible), unused academic year Federal Direct Stafford Loan, Unsubsidized Federal Direct Stafford Loan or PLUS Loan eligibility. If you are interested in summer aid, contact the Financial Aid Office for a summer aid application during spring term.

Student Account Information

  • Students are responsible for any outstanding tuition, fee and bookstore account balance owed.
  • Final tuition and fee amounts for each new award year will be available after July 1st.
  • Any outstanding balance owed and not paid, once aid has been adjusted for any enrollment status changes, is the students’ responsibility.
  • If students have been reported by their instructor as a ‘no-show’, it is their responsibility to contact the instructor or follow through with verification of their enrollment.
NOTE: If students register for courses and have not declined the financial aid offer, their student account will be credited for the eligible amount of the grant and/or scholarship and/or loan. Should a student decide not to attend, it is the students’ responsibility to officially drop or withdraw from courses. Failure to do so could result in outstanding charges owed by the student to NJC and or Federal financial aid program.

To Decline Financial Aid Awards

If students wish to decline an award, they may do so by either returning their signed and dated award letter, by declining it on their NJC Access Account, submitting a written notification to the Financial Aid Office or by sending an email to financialaid@njc.edu. Be sure to include Student Name, Student ID number, name of the award(s) the amount, and the term(s) to decline or reduce.

Payment of Aid

  • Financial Aid awarded in the form of grants, scholarships, and loans will first be applied toward the payment of outstanding tuition and fee charges as well as applicable bookstore account charges owed to NJC.
  • Funds will pay towards student accounts based on the actual credit hours the student is enrolled in and attending at the time of disbursement. Students enrolled in late-start or sub-term enrollment periods will not receive disbursement of aid until after those classes are in session.
  • Aid is paid onto the NJC student account after the end of the add/drop date, approximately 2 weeks into each semester for full-term classes.
  • Students scheduled to receive more financial aid (not including work study) than what will be owed to NJC, will have a refund within 14 days of the disbursement of financial aid onto their NJC student account. Students are responsible in activating their Bank Mobile Card, so the refund can be applied to their card or their personal bank account, depending on the preference the student selects when the card is activated.

Bookstore Promissory Notes

If students are scheduled to receive more financial aid (not including work study) than what will be owed to NJC, they can arrange to charge books and supplies at the NJC Bookstore. Please visit the Financial Aid Office for more information regarding Promissory Notes.

iPad Promissory Notes

If students are scheduled to receive more financial aid (not including work study) than what will be owed to NJC, they can arrange to charge the cost of the iPad at the NJC Cashier Office. An iPad order form must be completed by each student. Please visit the NJC Cashier Office for more information regarding iPad Promissory Notes.

Suggestions for meeting any unmet need while you are attending NJC

  • Get a part-time job off-campus. Job openings are posted on the bulletin board in Walker Hall. You can also call the Director of Residence Life & Student Activities at (970) 521-6655 for help. Many Sterling businesses hire NJC students, but you should apply early.
  • Check with the Sterling Workforce Center at (970) 522-9340 for employment opportunities.
  • Save $$ on your books. Buy used books whenever possible.
  • Your Parent(s) may apply for a PLUS Loan. PLUS loans are for parents of "Dependent" students. You or your parent(s) can contact the Financial Aid Office for more information.

Refunds and Returns

If you completely withdraw from school at any time during the semester, a portion or all of the aid you have received for that term may be returned to its source. The refund/return policy is available in the Business or Financial Aid Offices. Funds offered for subsequent terms may be subject to cancellation. Students may no longer be eligible for Financial Aid.

Forfeiture

You must comply with the standard of conduct established by NJC. Inadequate academic performance or misconduct can result in forfeiture of your financial aid. Funds may also be forfeited if you fail to meet hour requirements or fail to complete disbursal procedures.

Satisfactory Academic Progress

As a financial aid recipient, students are required to maintain satisfactory academic progress (SAP) in accordance with NJC’s Financial Aid Satisfactory Academic Progress Policy. The policy applies to recipients of grants, loans, scholarships and work study. Federal regulations require that a students’ entire academic record be reviewed for satisfactory academic progress, whether or not financial aid was previously received. This includes institutions that offer academic amnesty programs that exclude previous grades from being calculated into a student’s current GPA.

Effective Fall 2014: A student who fails to complete at least one course with a passing grade during a single semester will automatically be Ineligible for Aid for subsequent terms. (See Appeal Process on Page 7.) Also Credit for Prior Learning (CPL) counts as attempted credit

SAP Standards

To meet satisfactory academic progress standards, students must:

Cumulative GPA Requirement

  • Maintain a minimum cumulative grade point average (GPA) of 2.0 or above for all credits attempted

Cumulative Completion Rate

  • Complete at least 67% of cumulative attempted credit hours:Credits Completed ÷ Credits Attempted × 100 = Completion Rate.
  • Transfer credit hours on the student’s record are included when computing the student’s completion rate.
  • Remedial credit hours are included in the calculation of the cumulative completion rate.
  • Withdrawn courses are calculated in a student’s attempted credit hours.

Maximum Time Frame

  • Complete eligible degree/certificate program within 150% of scheduled program length.
  • Once students have attempted 110% of the number of credits hours required for their degree or eligible certificate program, they will be sent an Alert letter. This letter will explain to the student that they will no longer be eligible for financial aid when the total attempted credits are 150% of their total program credits.
  • Up to 30 remedial credit hours may be excluded from the maximum time frame calculation.
  • Transfer credit hours are included in the calculation of allowable maximum timeframe.
  • Attempted credit hours under all courses of study are included in the calculation of attempted and earned credit hours. This includes previously accumulated hours from prior certificates or degrees.
  • If it is at any point in time determined a student cannot complete their program of study within 150% of the program length, students may lose their financial aid eligibility.
  • All courses a student has ever taken are considered in the Max Time Frame Calculation. A student may choose to retake a course to improve their GPA, but this may cause a problem in their completion rate as well as their overall number of credit hours attempted.

Second Degrees or Certificates

Under some circumstances students may receive funding for an additional degree or certificate beyond their first one. Students may be required to submit an appeal along with a Degree Evaluation to determine whether or not additional funding can be approved.
Review of Satisfactory Academic Progress will be done shortly after the stated due date for grades at the end of each academic term. Should a student fail to meet one or more of the above indicated standards, they will be placed on financial aid warning, alert, ineligible for aid, or probation. A written notification will be sent to the student after the review if the student has been placed on warning, alert, ineligible for aid, or probation.

SAP Appeals

Students may appeal if placed on financial aid ineligibility. This appeal must be submitted to the Financial Aid Office with a completed Appeal Form and supporting documentation. An Appeal Form may be obtained online at NJC Financial Aid Documents - Student Aid Academic Progress Appeal Form or at the NJC Financial Aid Office. Students are responsible for presenting sufficient information and documentation to substantiate the existence of extenuating circumstances. No action will be taken on incomplete appeals. The appeal will only be reconsidered once all supporting documentation has been received.
Examples of extenuating circumstances:
Medical problems (family illness)
  • Family emergency (death of a family member)
  • Other documented extenuating circumstances beyond your control
Students may also appeal on the basis of:
  • Maximum allowable credit hours for currently enrolled program, or
  • Funding for an additional degree and/or certificate.
Appeals for maximum allowable timeframe and funding for an additional degree and/or certificate will require meeting with an Academic Advisor or Counselor to discuss the number of attempted credit hours beyond the requirements and/or the educational purpose of a subsequent degree and/or certificate. A Degree Completion Evaluation Form signed by an Academic Advisor or Counselor must be submitted with the completed Appeal Form.

Students are notified of appeal decisions. If an appeal is approved, students will be placed on probation. If granted a successful appeal, financial aid awarding is based upon the availability of funds at the time of reinstatement. Students may, or may not, receive all funds awarded prior to the loss of eligibility.

Grade Changes

Students are responsible for notifying the Financial Aid Office of all grade changes that might affect current or future financial aid eligibility. A reevaluation of the students’ status will be performed by the Financial Aid Office once the grade change has been communicated to the Financial Aid Office.

*A copy of the complete Satisfactory Academic Progress Policy is available upon request from the Financial Aid Office

Reinstatement

Students who lose financial aid eligibility because they are not meeting the school’s satisfactory academic progress standards will regain eligibility when they are again meeting the qualitative and quantitative standards as set previously in this policy. They may also regain eligibility by successfully appealing a determination that they were not making satisfactory progress. Upon successful reestablishment of eligibility, the student will be awarded financial aid based on the availability of funds at the time of reestablishment. Students may, or may not, receive all funds awarded prior to the loss of eligibility.

What to Remember

  • Activate your NJC Student email and access account. Review you email frequently for correspondences and notifications.
  • Make sure your address and contact information is always accurate and up-to-date.
  • Utilize on-campus Student Success Center and the Comprehensive Learning Center (tutoring).
  • Utilize a budget to determine the amount of aid you need; this will minimize the amount of loan funds you will need to repay.
  • Contact the Financial Aid Office for information and questions about funding your education.
Visit the financial aid webpage for more information.
 Remember to select your refund preference if anticipating a refund. (NJC Refund Information)
Payment Plan Terms
TERMS AND CONDITIONS: Nelnet Campus Commerce (Nelnet), Lincoln, Nebraska has contracted with Northeastern Junior College (Institution) to process payments for tuition and/or fees. As the person who submitted this Agreement, you are the Plan Owner. You accept and agree to be bound by the Agreement’s terms and conditions until the total amount owed is paid in full.
AUTHORIZATION: You authorize Nelnet to process payments from the account provided or any subsequent account and acknowledge the account provided belongs to you. Your authorization will terminate when the total balance due has been paid (including fees, unless waived).
ENROLLMENT FEE: The $35.00 nonrefundable enrollment fee will be automatically processed from the account provided immediately. The enrollment fee is based upon the number of payments selected for each Agreement period. Fees are subject to change.
IMMEDIATE PAYMENTS: This plan contains an immediate payment that may include your down payment, full payment, and/or fees. Nelnet will process the payment from the financial account you have designated. If the payment fails, Nelnet will notify you that your agreement has been terminated; you will need to reenroll with Nelnet or make payment arrangements directly with your Institution.
RETURNED PAYMENT FEE: If a payment is returned, you will be notified and a $30.00 Nelnet Returned Payment Fee will be automatically processed from the account provided. If the returned payment fee is returned, it will be rescheduled. Fees are subject to change.
PAYMENT DATES: If the payment date falls on a weekend or banking holiday observed by the Federal Reserve, the payment will be attempted on the following business day. Although Nelnet specifies the date each payment will occur, your financial institution determines the time of day the payment is debited to the account.
CHANGES TO AGREEMENTS: A. You may make changes to the information provided in this Agreement by contacting the Institution. The timely application of changes depends on when they are received by Nelnet; Nelnet may refuse to apply changes prior to the next scheduled payment date if Nelnet determines, for whatever reason, that it does not have sufficient time to act on them. In the event you authorize additional services from the Institution, or in the event additional fees are assessed by the Institution in accordance with its policies and as a result of changes authorized by you, you understand that the total balance due and/or payment amount will change. You agree that your authorization of any such change shall constitute your authorization to change the payment amount, and/or to continue payments until the total balance due is paid in full. If you, as the Plan Owner, are not the recipient of services, you authorize the recipient of services to make changes to his or her schedule or activities and agree to be bound by any such changes. You do not require Nelnet or the Institution to send advance notice of adjustments resulting from such changed authorization, which includes any reduction in the balance due and/or payment as a result of financial aid, or any other similar cause. However, a copy of any such changed authorization, as described above, is to be provided to you by the Institution. B. If there will be any change in the preauthorized payment amount other than a changed authorization, as described above, the Institution will give you notice of such changed payment amount at least ten (10) days in advance of the next scheduled payment. C. You may revoke your authorization by sending Nelnet a signed, written notification or email. Please note that terminating your Agreement with Nelnet in no way affects your obligation to pay the Institution. Your Institution may demand immediate payment of all outstanding balances. You are strongly encouraged to contact your Institution before requesting to terminate your Agreement.
CUSTODIAL ACCOUNT: Nelnet does not guarantee payments it does not collect from you. Collected funds shall be held by Nelnet as your agent until remitted to the Institution. Depending upon the Institution's policy, payments returned by your financial institution may be rescheduled. Refunds of any money paid to Nelnet, except for any applicable Nelnet fees, will be handled by the Institution according to its refund policy. Interest earned on custodial funds is paid to Nelnet.
CONFIRMATION: Any and all inconsistencies in the information provided will be resolved in the confirmation notification sent to you from Nelnet. Changes made by the Institution that are received by Nelnet before the notification is sent may also be included. In either event, the confirmation notification shall be controlling. A portion of your enrollment fee or late fee, if applicable, may be retained by or used to support the Institution(s) administering your payment plan.
DISCOVERY OF SUSPECTED ERRORS: If you discover what you believe to be an error made by Nelnet, you must report the suspected error to the company immediately. Nelnet must hear from you no later than sixty (60) days after the suspected error occurred. This obligates you to timely review of your bank statements and a timely response to company letters, emails, or phone calls. It is your responsibility to report suspected errors as soon as possible.
GOVERNING LAW: You acknowledge that the origination of ACH transactions to your account must comply with the provisions of U.S. law. This Agreement shall be governed by the laws of the State of Nebraska. This Agreement should in no way be construed to be a lender-borrower agreement between Nelnet and the Institution or Nelnet and you.
ARBITRATION: Any controversy or claim between the parties to this Agreement, its interpretation, enforcement or breach, including but not limited to claims arising from tort (which includes claims of fraud and fraud in the inducement), shall be settled by binding arbitration administered by and under the rules of Commercial Dispute Resolution Procedures of the American Arbitration Association (“AAA”), as modified by this Agreement, and will be administered by the AAA. While either party shall have all the rights and benefits of arbitration, both parties are giving up the right to litigate such claims and disputes in a court or jury trial. The results, determinations, findings, judgments and/or awards rendered through such arbitration shall be final and binding on the parties hereto and may be specifically enforced by legal proceedings. Judgment on the award may be entered into any court having jurisdiction. Neither party shall be entitled to join or consolidate disputes by or against others in any arbitration, or to include in any arbitration any dispute as a representative or member of a class or as part of a class action, or to act in any arbitration in the interest of the general public or in any private attorney general capacity. A demand for arbitration shall not be made after the date when the institution of legal or equitable proceedings based on the claim would be barred by the applicable statute of limitations. For statute of limitations purposes, receipt of a written demand for arbitration shall constitute the institution of legal or equitable proceedings based on the claim. All proceedings in arbitration shall be administered in Lincoln, Lancaster County, Nebraska. This provision shall survive termination of the Agreement.
PRIVACY AND SECURITY: Data collected and stored by Nelnet pursuant to this Agreement is governed by the Institution's privacy policy. This data will not be used by Nelnet in any manner not approved by the Institution unless required by law (for example, a court order or subpoena). Access to the data shall be restricted to authorized associates and shall be used only for the purposes of providing service to you or the Institution. Nelnet maintains physical, procedural, and electronic safeguards to protect data from being accessed by unauthorized third parties. Nelnet privacy policy will govern use of your information only in the event that you request additional services directly from Nelnet or its affiliates.
SPECIAL NOTE REGARDING FINANCIAL AID: Please do not assume your balance will automatically be adjusted if you receive financial aid or a class or service is added or dropped. You should review your Agreement balance online or contact your Institution.
PAYMENT PLAN DISCLOSURE:
To participate in a payment plan and divide your balance into multiple payments, you will pay an enrollment fee of $35.00. This is not a finance charge, but it is a cost to you.
Your Institution may not consider payment plans to be extensions of credit. There is not a late charge. If you pay off early, you will not have a penalty. See your contract documents for any additional information about nonpayment, default, any required repayment in full before the scheduled date, and prepayment refunds and penalties.
Student Agreement
Dear Student:

The following is the Agreement between us (Colorado Community College System) and you, regarding our delivery of educational services for which you agree to pay in the future in accordance with this Agreement. The Colorado Community College System includes Arapahoe Community College, Community College of Aurora, Community College of Denver, Colorado Northwestern Community College, Front Range Community College, Lamar Community College, Morgan Community College, Northeastern Junior College, Otero Junior College, Pueblo Community College, Pikes Peak Community College, Red Rocks Community College, Trinidad State Junior College, and the System Office hereinafter collectively referred to as the ‘College’. By signing or clicking below, or by registering and/or attending classes, you show your agreement with, and are legally bound by this Agreement.

1. Use of Account – You authorize us to add to your account all tuition, fees, fines, and other charges incurred by you as a result of registering and/or attending classes provided by College.

2. Promise to pay – By registering for classes or authorizing charges to be added to your account, you represent to us that you have the intention and ability to pay and you promise to pay for all charges placed on your student account as well as any service fees or collection fees, if any, that may be due. This includes subsequent registrations for this term and any part of term during this period of registration. It also includes 100% of the tuition and fees for all withdrawn courses and any outstanding balances that may be the result of an overpayment to you, return of Title IV or financial aid funding to the federal government or grantor, or College error.

3. Student Account and Billing Statement – Your student account activity is available electronically via the student portal. In addition, the College may send electronic billing statement notices to your College-issued email address on record. The College may also send paper billing statements to your physical address on record with the College of attendance, but is not required to do so. Failure by you to view your student account or receive any billing statement does not constitute valid grounds for waiving late payment penalties, collection fees, or registration, grade, diploma or transcript holds.

4. Updating Contact Information and Information Sharing – You understand and agree that you are responsible for keeping College records up to date with your current physical addresses, email addresses, and phone numbers by updating the student portal or providing this information in writing to the College. Upon leaving the College for any reason, it is your responsibility to provide the College with updated contact information for purposes of continued communication regarding any amounts that remain due and owing to the College. You also agree the College may update your student account information with information received from the U.S. Postal Service the National Student Loan Database Service, or other sources. Moreover, you specifically authorize us to share your contact information with other education loan providers solely for the purpose of collecting an educational debt from you. You may withdraw this authorization by writing to the College, at any time.

5. Minimum Payment – Billed tuition, fees, and other charges are due in full by the payment deadline determined by the College. Check with your College of attendance for more information. Accounts not paid in full by the College deadline will be placed on hold for future registration, grades, diplomas, and transcripts. This hold on services will be upheld by all Colleges within the Colorado Community College System.

6. Types of Payments – The College is able to accept payment on your student account by cash, check, money order, and most major credit cards. Deferred payment plans and third party payer authorizations may also be available at your College of attendance. Check with your College of attendance for more information. Payments are accepted in person or by mail at your College’s cashier’s office. Credit card payments are accepted online through your student portal.
For more information on paying online, contact your College’s cashier’s office. If you have previously provided a check that was dishonored by your financial institution (insufficient funds check or EFT) or you have previously filed bankruptcy, you may be required to pay in cash or with other certified funds. Check with your College of attendance for more information.

7. Other Fees
  • Returned Check Fee – A returned check fee will be added to your student account for any check returned by your financial institution. The College reserves the right to pursue all legal remedies available to collect on a returned check.
  • Collection Fees – Collection fees will be charged on the unpaid balance of your student account, including internal collection fees of no more than 40% of the unpaid balance, after internal collection efforts have failed to encourage you to pay your account or enter into a payment agreement. Your student account will be sent to a collection agency and you may be reported to one or more credit bureau reporting service(s). To the extent permitted by law, you agree to pay all costs, fees and disbursements, including collection fees and reasonable attorney’s fees, incurred by the College in legal proceedings to collect or enforce your indebtedness.
  • Interest and Late Charges– The College or the collection agency may charge interest and/or late charges on the unpaid portion of your past due student account. Interest and/or late charges may be charged up to the maximum permitted under Colorado law.
8. Payments – Payments and credits posted after the due date totaling less than the entire balance you owed will reduce your balance due as of the date posted but will not remove restrictions and holds on registration, grades, diplomas, and transcripts. All payments received by the College will be applied to the billed unpaid balance. Payments made to your student account through the Office of Financial Aid will be applied as mandated by the State, the Federal government or the organization providing the funds. Any excess amount paid to your student account through the Office of Financial Aid will be automatically refunded to you, without a request on your part. If you have activated your student refund payment account, your refund will be processed according to the refunding preference you established with the student refund processor. If you do not have a current account with the process, a check will be mailed to your address on file.
Please note that federal financial aid regulations do not permit the College to automatically apply your upcoming financial aid refund to a past due balance from a previous term. If you expect a refund of financial aid to pay-off a prior term balance from a previous financial aid year, you will need to personally receive the refund and then separately pay your balance due at the College’s cashier’s office. Similarly, financial aid received at one College may not be applied to a balance you owe at a different College.

9. Hold on Services – You will not be permitted to register for class, receive your diploma or transcript, if you have an outstanding financial obligation at any College other than a loan that is not yet due or on which payments are current. Outstanding financial obligations may result from student tuition and fees or from any other activity with a system College, including, but not limited to: unpaid parking tickets, library fines, field trips, international trips, activities, health clinic services, childcare service, or any other applicable charges. In addition, the College may withhold other services if you have an outstanding financial obligation with any other College within the Colorado Community College System.

10. Credit Reports – The College may release information to credit reporting agencies about our experience with your student account. The College may obtain a credit report on you at any time in the future to review your student account and information from that review may be used to influence your ability to obtain credit with the College.

11. Entire Balance Due – If you fail to make a required payment when due or break any other promise under this Agreement or a separate payment agreement, the College can declare the entire balance of your student account due and payable at once without notice or demand.

12. Removal from Classes – The College reserves the right to drop you from all enrolled classes for failure to abide by this Agreement or any other payment agreement you have entered into with the College.

13. Collection Fees – To the extent permitted by law, you agree to pay all fees and costs, including collection fees, which are based on a maximum percentage of 40% of the debt, and all costs and expenses, including reasonable attorney’s fees, the College incurs in such collection efforts, or in legal proceedings to collect or enforce your indebtedness.

14. Agreement not Dischargeable in Bankruptcy – If you have a balance due on your student account for any reason, this Agreement acts as a promissory note for that balance due as defined by the U.S. Bankruptcy Code at 11 U.S.C. § 523(a)(8). Under the terms of this promissory note and Agreement, the College agrees to provide you with educational and other services and to provide some or all of those services without first receiving payment in full from you. Under the terms of this promissory note and Agreement, you agree: 1) you have received services provided by the College in advance of receiving full payment from you; 2) to pay for tuition, fees, and other costs charged by the College by the published or assigned due date; and, 3) that as an educational loan defined in 11 U.S.C. § 523(a)(8), your debt to the college shall not be discharged by your bankruptcy.

15. Telephone Consumer Protection Act (TCPA) – You authorize the College and their respective agent(s) and contractor(s) to contact you regarding your overdue student account balance, your loan request or your loans(s), including repayment of your loan(s), at the current or any future telephone number either provided or acquired from your cellular phone or other wireless device using an automated telephone dialing equipment or artificial or pre-recorded voice or text messages. You also acknowledge you may withdraw consent to call your cellular phone by submitting a request in writing to the College or to the applicable contractor or agent contacting you on behalf of the College.

16. Change of Terms – The College may change the terms of this Agreement at any time. The College will provide notice of such change to you on your student portal and allow you the opportunity to pay your student account in full if you dispute any changes. It is your responsibility to ensure you are aware of any changes, including changes to any and all tuition and fees. Changes may apply to all outstanding unpaid indebtedness and to any future transactions on your student account.

17. Disclaimer of Liability – The College offers your student account in our own interests and disclaims any duty or responsibility other than those expressly set forth in this Agreement.

18. Assignment – The College may assign your student account and any of our rights under this Agreement without your consent or notice to you.

19. Governing Laws – This Agreement will be governed by the laws of the State of Colorado and all applicable federal laws. Any provision of this Agreement that is rendered null and void by the operation of this provision shall not invalidate the remainder of this Agreement, to the extent capable of execution.

20. Notices – All notices required to be given by the College in connection with your student account shall be deemed to have been delivered on the day when they are deposited in the United States mail, properly addressed and with postage prepaid. Any notice by email is considered received when the email enters the information processing system that you have designated or use for the purpose of receiving email. Your student account information is considered received when the information is posted on your student portal.

21. Billing Rights Summary – In case of errors or questions about your student account, if you think your student account is inaccurate, or if you need more information about a transaction on your student account, notify the College immediately at the address shown on your bill, or call the College cashier’s office at the number on your bill.

22. State of Colorado Offset – As an agency of the State of Colorado, the College has the authority to intercept state income tax refunds or other funds due to you from the State of Colorado (vendor, lottery, gaming etc.) for debts owed to the State. You will receive notification from the Colorado Department of Revenue if your state income tax refund is intercepted as a result of debts owed to the State.

In order to register for classes, Students under the age of 18 must complete this Agreement in paper form with the student and parent’s signatures.
Contact your college’s student services office to obtain the signature form.